Keystone Property Finance revises specialist and expat mortgage ranges

Keystone Property Finance has up to date its specialist and expat mortgage ranges with charges now ranging from 4.34 per cent.

The headline price from Keystone Property Finance is available at 65 per cent mortgage to worth (LTV) on a two-year fastened deal for knowledgeable landlords who’re buying or refinancing a home of a number of occupancy (HMO) or multi-unit freehold block (MUFB) with seven to fifteen occupants or models. 

The price is 4.54 per cent for the corresponding deal available to first-time landlords buying or refinancing HMOs and MUFBs with one to 6 occupants or models. 

The pricing rises to five.54 per cent or 5.34 per cent for the equal five-year fastened choices.  

Across its expat vary, charges begin at 4.64 per cent for a two-year repair at 65 per cent LTV, open to skilled landlords buying or refinancing HMOs or MUFBs with one to 6 occupants or models. 

For properties with seven to fifteen occupants or models, the corresponding product is priced at 4.94 per cent. 

The five-year fastened choices are open to skilled landlords solely and priced at 5.74 per cent and 5.94 per cent respectively. 

Elise Coole (pictured), managing director of Keystone Property Finance, mentioned: “These enhancements handle a really actual want out there for expat and specialist buy-to-let (BTL) choices. Brokers have informed us that they wish to see a more sensible choice of offers for first-time landlords, which is why we now have made them a key focus of each ranges. 

“Starting at 4.34 per cent, this new suite of products is highly competitive and we’re expecting good take-up from the market. While other lenders have increased their rates recently, we have decided to keep ours level. This approach underscores Keystone’s commitment to providing stable, affordable financing options for property investors at a time when the cost of funding has been rising.” 

In January, Keystone Property Finance enhanced its dealer portal.