Best for Senior Pets: Figo Pet Insurance
Figo Pet Insurance
AM Best Financial Strength Rating
A-
- 3 widespread pet insurance coverage
- Riders available for preventative care and routine vet companies
- Affordable pricing
- Excludes sure genetic points and preexisting circumstances
- Insurer recommends submitting 12 months of vet information along with your utility
- Any declare filed within the first 6 months could also be registered as a preexisting situation
Many pet insurance coverage suppliers will solely insure pets younger than 14. Insurers could put an age cap on eligibility as a result of pets, like people, are likely to develop well being circumstances as they age. However, Figo Pet Insurance will insure your furry good friend, no matter age. Whatever plan you think about, perceive pet insurance coverage corporations is not going to cowl preexisting circumstances. For dogs or cats with a historical past of allergic reactions, most cancers, diabetes, or different circumstances, this may nonetheless go away pet dad and mom on the hook for associated payments if identified earlier than shopping for your plan.
Figo presents three plans: the Essential plan, the Preferred plan, and the Unlimited plan. This insurer offers ample protection decisions to customise your coverage based mostly in your pet’s wants and your finances.
Unfortunately, Figo does not promote a basic, accident-only plan, which is usually cheaper than an accident-illness or wellness program. Additionally, whereas it reimburses you, it’s essential to pay your vet payments upfront. Many pet dad and mom resolve this subject utilizing companies like CareCredit, which could be paid off after finishing the declare. If you are fascinated by Figo, we advocate Costco members undergo the retail big’s partnership with Figo as you get 15% off normal premiums.
- Annual protection choices: $5,000, $10,000, limitless
- Reimbursement choices: 70%, 80%, 90%, 100%
- Deductible choices: $100, $250, $500, $750
- Average month-to-month cost: Dogs – $26; Cats – $14
Read our Figo Pet Insurance overview right here.
