Dogs and cats have been been warned after their pets had been discovered to be behind greater than 6,000 insurance coverage claims from their homeowners over the previous 5 years. Insurance large Aviva warned pets had been damaging home windows, carpets, sofas and electrical devices corresponding to laptops, tablets and telephones.
Hazel Johnson, director of home and motor claims for Aviva, stated in a press release after the report was launched by the agency at this time: “While most home insurance coverage insurance policies exclude injury attributable to chewing, scratching, tearing or fouling by home animals, unintended injury cowl for different incidents could be a helpful addition to plain home contents insurance policies.”
The figures had been taken from evaluation of Aviva home insurance coverage UK claims knowledge. The knowledge was registered with the insurance coverage supplier from the beginning of 2019 and the top of 2023, referencing canine and cat claims labeled as unintended injury.
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Among the claims from pet homeowners included claims embrace a canine who headbutted and smashed a window after seeing one other canine walk previous. Another declare to the insurance coverage firm noticed a pair of cats knocking over and smashing a TV, the supplier reported.
Another buyer put in a declare after their canine jumped on a espresso desk, knocking off their laptop computer, leading to a smashed display screen. And one other Aviva buyer claimed to the supplier after discovering their rings had been eaten by a canine, Aviva discovered.
Customers have additionally recurrently complained of tripping over their cats and dogs, ensuing within the unintended injury of their properties and belongings, Aviva has additionally warned. The insurer has additionally handled claims from prospects who’ve misplaced objects whereas out walking the canine.
Items corresponding to earrings, bracelets, watches and cellphones topped the the checklist, the insurance coverage firm revealed within the findings, which had been launched by the corporate on Sunday March 17.