Dog homeowners have warned over being charged AFTER pets have tragically died. Dog homeowners have written into the Guardian newspaper, warning they’ve needed to fork out premiums to insurance coverage corporations following the deaths of their beloved dogs.
One dog owner typed: “We just lately had our beloved springer spaniel put to sleep. He was 14, so an excellent age, and there was no different possibility after he suffered a stroke. I phoned to cancel our pet insurance coverage with Perfect Pet, solely to be advised we should proceed paying till it ends in November.
“It mentioned this was as a result of we had already made a declare for an unrelated abdomen subject. That means one other 9 months of funds for a deceased canine. Looking on-line, this appears to be frequent, however we, and different pet homeowners we all know, had no concept.
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“I really feel that is improper, notably for homeowners of older pets who usually tend to need to make a declare, after which face paying costly premiums even after they die. With the rising cost, rising exclusions, and better extra charges, it looks like pet insurance coverage is turning into a waste of money.”
Perfect Pet says it couldn’t touch upon individual circumstances, however defined it solely collected excellent premiums if a profitable declare had already been made within the coverage 12 months. It defined when approached by the newspaper: “The contract is for the 12 months, and, in return for the promise to pay the complete premium, we pay out claims.”
The newspaper went on, revealing how Perfect Pet had advised it: “We absolutely element this in our coverage wording and buyer journey, and it’s according to normal insurance coverage practices.” Perfect Pet mentioned: “We consider each pet deserves safety.
“We additionally know that one measurement doesn’t match all with regards to pet insurance coverage. This is why we’ve got created a selection of canopy choices to go well with numerous wants and budgets.”
