Thinking about getting a cat? They do not come low-cost.
The common cost of proudly owning a cat is a minimum of £11,100 over their whole lifetime, in keeping with the pet charity People’s Dispensary for Sick Animals (PDSA).
This contains the cost of pet insurance coverage. However, premiums can fluctuate relying on the breed, and pedigree cats are sometimes at greater danger of sure well being issues, which might add to your prices.
Here, we reveal the ten costliest cat breeds to insure, plus suggestions to assist convey premiums down.
Top 10 costliest cat breeds to insure
Here are the highest 10 costliest cat breeds to insure in 2024, in keeping with GoCompare.
- Maine Coon (pictured above) £331.25
- Sphynx £322.07
- Russian Blue £319.91
- Bengal £296.96
- Scottish Folds £279.27
- Persian £278.45
- British blue shorthair £267.16
- British shorthair £245.79
- Ragdoll £225.21
- Moggie £218.15
The analysis is predicated on the common cost of a lifetime insurance coverage coverage per yr and exhibits you’ll pay £113 a yr extra, on common, to cowl a Maine Coon in contrast with a moggie.
- Find out extra: our picks for greatest cat insurance coverage 2024.
Are cats cheaper to insure than dogs?
Yes, usually cats are cheaper to insure than dogs by a big quantity. This might be all the way down to a variety of things, reminiscent of usually decrease medical bills and fewer visits to the vet.
You can evaluate these premiums by studying our story on the prime 10 costliest canine breeds to insure.
It’s price noting that cats can typically expertise distinctive well being situations, reminiscent of feline decrease urinary tract illness (FLUTD), feline immunodeficiency virus (FIV) and feline leukemia virus (FeLV). These situations are particular to cats and aren’t usually seen in different animals, reminiscent of dogs.
- Find out extra: greatest and worst cat meals manufacturers
What can I do to decrease my pet insurance coverage premiums?
These suggestions may also help you save money on pet insurance coverage premiums, whereas nonetheless ensuring your cat will get the care that it wants:
- Get insurance coverage early on Consider beginning insurance coverage in your cat when it is wholesome. This ensures you are coated for extra situations, as pre-existing ones are normally not coated.
- Pay yearly Instead of month-to-month funds, pay for the insurance coverage yearly. It’s normally cheaper in the long term as a result of month-to-month plans add additional prices.
- Keep your cat wholesome Regular vaccinations not solely preserve your furry good friend wholesome, however can even scale back insurance coverage prices.
- Negotiate together with your insurer If your insurance coverage premiums go up, ask why. See if they will provide a greater deal or match costs from different insurers.
- Choose your extra correctly Decide how a lot you are keen to pay out of pocket should you make a declare. The next extra usually means decrease premiums, however ensure you can afford it if wanted.
- Insure all of your pets collectively If you’ve gotten a couple of pet, think about a multi-pet coverage. It might prevent money in contrast with insuring every pet individually.
- Look for cashback offers Check cashback web sites reminiscent of Quidco and TopCashback whereas purchasing for insurance coverage. They provide you with money again if you purchase by means of them, saving you additional money.
Find out extra: learn our full information on get low-cost pet insurance coverage.
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