We charge Lemonade 4.8 out of 5 stars for New Jersey pet homeowners. In a state the place residing prices add up rapidly, Lemonade gives reasonably priced premiums and distinctive perks, together with free access to a veterinary recommendation line and extremely customizable protection.
Most policyholders love Lemonade’s aggressive premiums, user-friendly app and quick AI-based claims course of. Still, the corporate will not be your best option in all circumstances. Some homeowners of expensive-to-insure breeds might discover protection missing. Plus, age limits for brand spanking new enrollments could also be decrease for these high-risk pets.
Lemonade’s plan covers accidents and diseases after the relevant ready durations. Coverage for routine care, spay or neuter, dental diseases, bodily remedy, behavioral therapies, end-of-life care and examination charges are available as add-ons.
Like different suppliers, Lemonade doesn’t cowl pre-existing situations and people who happen throughout the ready interval. It additionally received’t cowl some various therapies, experimental therapies, preventable situations, bilateral situations and burial bills.
The common cost of a Lemonade pet insurance coverage plan in New Jersey is $25 per thirty days. Based on knowledge we collected concerning the common annual pet possession prices in New Jersey, together with vet visits, medicine, emergency visits and vaccines, a Lemonade pet insurance coverage plan may prevent roughly $667 per 12 months.
| Accident and Illness Coverage | Monthly Cost |
| Dogs | $33 |
| Cats | $17 |
Lemonade gives add-on protection to spice up its basic plan, together with:
- Preventive care: Preventive protection provides $18 to $26 per thirty days for dogs and $11 to $18 per thirty days for cats.
- Dental sickness: Coverage for dental points will add $13 per thirty days for dogs, however will not be available for cats.
- Behavioral situations: This choice will add $3 per thirty days.
- Physical remedy: Physical remedy will add an additional $1–$2 per thirty days to your base premium.
- End-of-life: End-of-life protection provides $2–$4 per thirty days to your premiums.
