The Best Pet Insurance in Florida for 2024

If you’re seeking to purchase pet insurance coverage on your Florida furbaby, you’ve obtained loads of choices. More than a dozen pet insurance coverage corporations function within the Sunshine State, providing a spread of protection choices. NerdWallet in contrast charges and insurance policies that can assist you discover the most effective pet insurance coverage in Florida within the following classes:

Of all NerdWallet’s 5-star pet insurance coverage corporations, Embrace had the best uncooked rating. That’s partly as a result of it gives loads of methods to customise your coverage, with deductible choices as little as $100 per yr and limitless annual protection available. You should buy a wellness plan to get protection for bills like checkups, vaccinations, tooth cleansing and prescription meals.

Embrace covers therapy for dental sicknesses as much as $1,000 per yr, in addition to hereditary and congenital circumstances, various therapies and behavioral consultations. It can even cowl pre-existing circumstances which have been symptom- and treatment-free for a minimum of a yr.

Liberty Mutual supplied the bottom month-to-month charge for our pattern canine in Jacksonville. You can select from three tiers of protection. The basic degree covers solely unintentional accidents, whereas the second degree provides sickness protection. The most inclusive package deal additionally covers wellness exams and different routine bills.

Liberty Mutual has a 14-day ready interval for all protection, together with orthopedic accidents. (Some corporations have prolonged ready durations of six months to a yr for sure orthopedic circumstances.)

Of all the businesses we evaluated, Figo had the bottom charge for our pattern cat in Jacksonville. It’s additionally one of many few insurers providing as much as 100% reimbursement on your vet bills when you’ve met your deductible.

We like Figo’s distinctive Pet Cloud app, which isn’t only a place so that you can file claims and preserve observe of your pet’s medical data. You also can use the app to textual content veterinary specialists, discover providers similar to canine grooming and join with different pet dad and mom in your space.

ASPCA’s insurance policies embrace protection that some corporations cost additional for, similar to sick examination charges, prescription meals and dietary supplements, behavioral points, and various medication. They even pay for microchip implantation. If you additionally need reimbursement for procedures like spay/neuter surgical procedure or dental cleansing, you may pay additional for a preventive care plan.

ASPCA has no higher age restrict for protection, so it might be a great guess in case your furry buddy is a senior. Got multiple pet? ASPCA gives a ten% multipet low cost.

Still undecided? Check out all of the pet insurers in Florida that earned a 5-star NerdWallet score. Sample charges proven are for 2-year-old mixed-breed dogs and cats residing in Jacksonville. Unless in any other case famous, these plans had a $250 deductible, $5,000 in annual protection and an 80% reimbursement charge.

Here are the most cost effective insurers we present in Florida for dogs and cats, based mostly on quotes we gathered in Jacksonville. Our pattern pets had been 2-year-old mixed-breed dogs and cats with a $250 deductible, $5,000 in annual protection and an 80% reimbursement charge.

Your personal costs could also be totally different relying on the place you reside, the protection you select, and your pet’s age and breed.