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HomePet Industry NewsPet Insurance NewsThe 8 Most Weird Pet Insurance coverage Claims in The UK Revealed

The 8 Most Weird Pet Insurance coverage Claims in The UK Revealed


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pet related insurance claims after dogs cause damage

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While you image your self getting a canine, you concentrate on the nice and cozy fuzzy cuddles, the limitless hours of enjoyable and the long-lasting relationship you’re going to develop. What you do not take into consideration is the chaos they might trigger and the injury they might do to your property. However, possibly you must.

Insurance coverage firm Aviva has revealed that unintended injury brought on by naughty canines has accounted for greater than 800 claims over the past yr. These claims have been valued at round £1,100 every — with canines operating kitchen faucets, knocking paint pots over and breaking electrical gadgets when left unattended in the home.

One couple had been pressured to make a declare after Whiskey, a Labrador and Nice Dane cross, was caught flooding the kitchen on their home safety system. The younger canine turned on the chilly water faucet whereas his homeowners had been out of the home and precipitated round £4,000 price of harm.

Aviva additionally handled one other declare involving a naughty pup and two litres of paint. The canine’s proprietor was adorning the touchdown space of his house when his four-legged pal knocked over a stepladder.

The ladder fell to the bottom and hit off his paint pots on the best way down. Because of this, the extremely pigmented liquid ran all the best way down the steps and precipitated a ghastly stain.

you appreciate things more when you worked for it

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In the meantime, some homeowners have been pressured to take out claims after being tripped up by their canines. One instance noticed an proprietor spill their drink on an costly keyboard after their pet bought tousled below their toes.

Different incidents involving electrical gadgets have seen laptops fall into fish tanks, TVs come off their stands and cellphones knocked off counter tops.

One proprietor, who was cleansing out her fish tank, had positioned a number of buckets of water on the ground. Sadly for her, the buckets had been located subsequent to the place her laptop computer was charging. Subsequently, when her canine ran previous and bought caught up within the charging cable, he pulled her costly laptop computer into one of many cleansing buckets.

In the meantime, one canine bought excited when he noticed one other four-legged pal on TV and jumped on the display – inflicting it to return its stand.

pregnant woman arranging cables of television set while kneeling by dog in living room

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One other excitable pup precipitated injury to 1 proprietor’s carpet after he pulled a sizzling iron down by tipping over an ironing board. He then proceeded to pull the iron throughout the room leaving a stunning burn mark on the ground.

Chatting with Sky Information, Sarah Poulter, exterior communications supervisor at Aviva, mentioned: “I am a dog-owner myself and am used to seeing the odd pup-related incident – however fortunately nothing fairly on the identical scale as these skilled by a few of our clients.

“Whiskey is clearly a proficient canine – though little doubt his homeowners weren’t fairly so impressed after they first noticed the mess he had made! Fortunately we had been in a position to put issues proper. It simply goes to indicate that Whiskey and water do not all the time combine.”

Kelly Whittington, UK property claims director for Aviva, added: “Canine are beloved members of tens of millions of UK properties. They get entangled in all facets of household life – and our possessions are typically on the receiving finish.

dogs watching dog dish with food on tv

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“Most house insurance coverage insurance policies have exclusions for injury brought on by chewing, scratching, tearing or fouling by home animals, so we might urge clients to verify their cowl.”

Whereas, Gareth Holme, an affiliate at Plexus Legislation, has suggested insurers to “look extra carefully at their circumstances and exclusions” to keep away from any undesirable outgoing for pet-related damages.

He mentioned: “While it’s commonplace for insurers to require disclosure of pet possession on a house insurance coverage coverage, and injury is commonly excluded from cowl, the wording and software of such phrases may have revisiting as declare numbers improve.

“Little question, as totally different insurers apply totally different underwriting methods, scope of canopy and premiums will differ, leading to a aggressive market to the good thing about householders.”

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Pet News 2Day
Pet News 2Day
About the editor Hey there! I'm proud to be the editor of Pet News 2Day. With a lifetime of experience and a genuine love for animals, I bring a wealth of knowledge and passion to my role. Experience and Expertise Animals have always been a central part of my life. I'm not only the owner of a top-notch dog grooming business in, but I also have a diverse and happy family of my own. We have five adorable dogs, six charming cats, a wise old tortoise, four adorable guinea pigs, two bouncy rabbits, and even a lively flock of chickens. Needless to say, my home is a haven for animal love! Credibility What sets me apart as a credible editor is my hands-on experience and dedication. Through running my grooming business, I've developed a deep understanding of various dog breeds and their needs. I take pride in delivering exceptional grooming services and ensuring each furry client feels comfortable and cared for. Commitment to Animal Welfare But my passion extends beyond my business. Fostering dogs until they find their forever homes is something I'm truly committed to. It's an incredibly rewarding experience, knowing that I'm making a difference in their lives. Additionally, I've volunteered at animal rescue centers across the globe, helping animals in need and gaining a global perspective on animal welfare. Trusted Source I believe that my diverse experiences, from running a successful grooming business to fostering and volunteering, make me a credible editor in the field of pet journalism. I strive to provide accurate and informative content, sharing insights into pet ownership, behavior, and care. My genuine love for animals drives me to be a trusted source for pet-related information, and I'm honored to share my knowledge and passion with readers like you.

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