In This Review: Our Review | Pricing & Plans | Deductibles & Claims | Coverage | FAQ | Conclusion
Pet Assure is a veteran pet insurance coverage different firm that has been bringing pet homeowners discounted look after over 25 years. They entered the market with the primary pet insurance coverage worker advantages program. More just lately, they’ve launched their Mint Wellness plan, a novel pet insurance coverage different possibility for pet mother and father in all places.
Rather than specializing in overlaying extraneous vet prices, Mint Wellness supplies protection and reductions for routine veterinary care. The plan is available at set charges to all forms of pets, regardless of their age or species. Best of all, no pet may be denied based mostly on preexisting situations.
Our Final Verdict
We give Pet Assure Mint Wellness Insurance a ranking of 4.5 out of 5 stars.
Pet Assure Insurance Mint Wellness Plan Review
Pros
- Rates don’t change based mostly on age
- All forms of pets are accepted
- No exclusions for preexisting situations
- No ready interval
- Includes veterinary reductions
Cons
- Low most reimbursements
- Low caps per service sort
- No sickness or emergency protection
About Mint Wellness by Pet Assure
Mint Wellness is a pet wellness plan, not pet insurance coverage. Where most canine and cat insurance coverage give attention to accident and sickness protection, Mint Wellness covers routine care.
Not solely does it cowl annual exams, preventative care, and routine blood work, but it surely additionally supplies money again for grooming, dental, and extra. This plan additionally consists of enrollment in Pet Assure’s Veterinary Discount Plan. With this, you’ll obtain as much as 25% off veterinary companies once you take your pet to a taking part supplier. These financial savings can be utilized on high of reimbursements for routine care.
Because Mint Wellness reduces the cost of anticipated veterinary care, it’s an ideal possibility for homeowners who might battle to pay excessive payments however have the additional funds to pay a set quantity for a pet wellness plan every month. It’s additionally an excellent possibility for homeowners of puppies, elderly pets, and people with pre-existing situations. While it doesn’t cowl extraneous look after these pets, it’s going to cowl routine care to convey the general monetary burden of vet care down.
Mint Wellness is available in three plan varieties. The Basic possibility covers widespread routine care companies, whereas the Essential and Premium plans cowl extra care your pet may have all year long.
Depending on the place you reside and the cost of veterinary care there, the utmost reimbursement for every service sort might or might not cowl the complete cost of care. Considering the month-to-month value, the utmost complete reimbursement for every plan is on the decrease facet in comparison with sickness and accident plans.
Mint Wellness is available for pets in all states and can be utilized by any veterinarian. However, the bonus Veterinary Discount protection is barely relevant to taking part vets.
Pricing & Plans (Updated in 2024)
Pet Insurance Cost Comparison
| Company | Sample Monthly Cost For Dogs | Sample Monthly Cost For Cats | Learn More |
| Pet Assure Mint Wellness | $18 | $18 | Get Quote |
| Lemonade | $19.44 | $11.00 | Get Quote |
| Spot | $36.54 | $16.51 | Get Quote |
| Wagmo | $70.12 | $30.88 | Get Quote |
| Trupanion | $29.70 | $12.22 | Get Quote |
| Fetch | $26.89 | $11.93 | Get Quote |
Base Policy
The base coverage for Mint Wellness is their Basic Plan. This plan prices $18 per thirty days no matter pet sort, age, and well being standing.
The Basic plan supplies protection for the most typical annual veterinary bills, together with one wellness go to, two vaccinations, routine blood work, and a fecal take a look at or urinalysis. The reimbursement for every process is capped at a set most. For occasion, the annual veterinary examination can be coated as much as $100.
The plan has a most reimbursement of $350. The Essential and Premium plans lengthen protection to extra routine care gadgets and every has the next most yearly reimbursement.
Customizations
Pet Assure’s Mint Wellness Plans are designed to be uncomplicated. That signifies that the value for every tier possibility is similar for everybody. Whether you may have an 18-year-old cat, an eight-week-old puppy, or a wholesome grownup chinchilla, you’ll pay simply $18 for the basic possibility.
Plans
The $18 Basic Plan covers 4 routine veterinary companies. It has a most annual reimbursement of $350.
The Essential Plan prices $34 per thirty days and covers a further three routine companies. This plan additionally gives the next reimbursement for vaccination. It has a most annual reimbursement of $650.
The Premium Plan prices $57 per thirty days and covers all the identical companies because the Essential Plan, plus it’s going to reimburse as much as $100 for dental care. This plan additionally carries greater reimbursement maximums for a lot of companies, together with grooming, wellness visits, and vaccinations. It has a most annual reimbursement of $1,100.
Plan Comparison
| Basic | Essential | Premium | |
| Monthly Cost | $18 | $34 | $57 |
| Annual Cost | $216 | $408 | $680 |
| Maximum Reimbursement | $350 | $650 | $1,100 |
| Services Covered | 4 | 7 | 8 |
| Veterinary Discount Plan | Included | Included | Included |
| Annual Deductible | None | None | None |
| Waiting Period | None | None | None |
Deductibles & Claims
Mint Wellness is a straight protection plan. This signifies that there are not any deductibles that should be met earlier than the plan will kick in. Rather, it may be used instantly to cowl any routine care included within the plan sort as much as the given most.
Claims may be submitted instantly by importing invoices to your account. Reimbursements are paid out shortly, sometimes inside 5 business days.
What Does Mint Wellness by Pet Assure Cover?
The Mint Wellness plan covers solely routine and anticipated veterinary prices. It doesn’t cowl sickness, accident, or injury-related veterinary bills. The plan can be utilized by itself or together with conventional pet insurance coverage.
Each plan sort covers a unique variety of routine companies.
For a wholesome grownup cat, the Basic Plan may be the most suitable choice since routine vet care is more likely to embody solely the naked minimal of companies. For a young kitten, it might be value choosing the Essential Plan to cowl extra vaccinations and early preventative care. And for a senior kitty, getting the Premium Plan could also be value it for that extra yearly wellness examine and dental protection.
| Services | Basic | Essential | Premium |
| Wellness Visit | 1 as much as $100 | 1 as much as $100 | 2 as much as $200 |
| Vaccination | 2 as much as $100 | 3 as much as $150 | 4 as much as $200 |
| Routine Blood Work | 1 as much as $100 | 1 as much as $100 | 1 as much as $100 |
| Fecal Test | 1 as much as $50* | 1 as much as $50 | 1 as much as $50 |
| Urinalysis | 1 as much as $50* | 1 as much as $50 | 1 as much as $50 |
| Grooming | X | Up to $100 | Up to $200 |
| Preventatives | X | Up to $100 | Up to $200 |
| Dental | X | X | 1 as much as $100 |
*Basic Plan consists of 1 fecal or urinalysis per 12 months.
Covered
- Wellness visits
- Vaccinations
- Routine blood work and screening
- Grooming
- Preventatives like flea, tick, and heartworm
- Dentals
Not Covered
- Illness
- Injury
- Emergencies
- Spay/Neuter
- Non-Preventative Medications
Pre-Existing Conditions
Because Mint Wellness covers solely routine care, it doesn’t reject pets based mostly on pre-existing situations or well being standing.
However, these situations is not going to be coated by the pet wellness plan since they don’t fall into the class of “routine care.”
If you may have a cat with a pre-existing situation, choosing a Mint Wellness plan will help you save money by overlaying routine care so you may have extra funds to place towards care for his or her situation.
Additionally, since Mint Wellness consists of Pet Assure’s Veterinary Discount Plan, you may have a chance to save lots of on pre-existing situation care, as properly. All you must do is select a taking part veterinarian to your cat and also you’ll obtain as much as 25% off all care, no matter what it’s for.
Waiting Periods
One wonderful thing about Mint Wellness is there is no such thing as a ready interval for protection to begin. That means you may signal your pet up within the morning and take them in for his or her wellness examine that afternoon and nonetheless be coated.
Because these plans aren’t affected by well being or age, you additionally don’t have to attend for medical information to be transferred or a well being examine for protection to kick in.
Reviews from Customers
Customers can not say sufficient about how straightforward it’s to get reimbursements via their Mint Wellness plans. Most haven’t any hassle importing their invoices to their accounts and almost all expertise very fast reimbursement charges—lower than 5 days!
The majority of consumers are pleased with their protection and reimbursement charges. However, this varies by location. Customers in areas that have greater prices for veterinary care report that Mint Wellness’ most reimbursement doesn’t at all times absolutely cowl the cost of care. For instance, my canine’s final dental cost about $1,400, which is rather more than the Mint Wellness Premium plan’s most dental reimbursement.
Customers even have combined critiques on the Veterinary Discount Plan portion of the protection. Pet homeowners in extremely populated areas seem to have a neater time discovering taking part vets than these in smaller cities and cities.
Overall, pet mother and father who used probably the most routine care companies over the 12 months appeared probably the most glad with their Mint Wellness plan. Those who solely utilized some routine care companies ended up paying extra for his or her plan than they acquired in reimbursements.
Before you join a pet insurance coverage plan, or a wellness plan like this one, think about how a lot you sometimes spend on routine care annually. If it’s a important quantity, odds are you’ll profit from the protection Mint Wellness gives.
Frequently Asked Questions (FAQ)
What sorts of pets are coated by the Mint Wellness Plan?
Mint Wellness covers any sort of animal apart from people. The cost is similar no matter pet sort, age, or gender.
Where can I take advantage of my Mint Wellness Plan?
You can use Mint Wellness at any veterinarian you select. Once companies are rendered and paid for, you merely submit the bill for reimbursement from Pet Assure.
How are reimbursements paid out?
Reimbursements are paid out to the Venmo or Paypal account linked to your Mint Wellness account. Payments are sometimes acquired inside 5 days of submitting.
What is the Veterinary Discount Plan?
The Veterinary Discount Plan is one other insurance coverage different provided by Pet Assure that’s included in all Mint Wellness Plans. With this addition, you may obtain on the spot reductions on vet companies once you take your pet to a taking part veterinary observe.
Our Verdict
Mint Wellness is an insurance coverage different in contrast to most others on the market. It covers solely routine pet care that can assist you save money on veterinary prices you’ll encounter annually.
While this plan is probably not well worth the premiums for pets who solely see the vet in emergencies, it’s a good possibility for individuals who are prudent about preventative care. It is an particularly cost-effective selection for kittens and senior cats who require additional face time with their vet and are sometimes topic to extra routine care companies akin to vaccinations, blood work, and dentals.
Mint Wellness is available in three plan varieties with numerous companies coated beneath every. The value for each plan is ready and doesn’t change based mostly in your pet’s breed, well being standing, age, gender, or preexisting situations. Best of all, these plans wouldn’t have a deductible and are lively the second you enroll.
