It’s estimated that the common cost of proudly owning a canine is not less than £5,200. However, some breeds cost greater than others.
At the higher finish of the dimensions, the cost may very well be a minimal of £15,700 over their entire lifetime, in accordance with the pet charity PDSA (People’s Dispensary for Sick Animals).
Large dogs which can be extra more likely to get sick or injured can show notably painful to their homeowners’ wallets.
Pet insurance coverage may also help deal with these prices, however the premium you pay is influenced by the breed you personal, amongst different elements.
Here we reveal the ten most costly breeds to personal – plus tricks to convey the cost of insurance coverage down, in the event you personal considered one of them.
The prime 10 most costly canine breeds to insure
Research from GoCompare reveals the highest 10 most costly canine breeds to insure in 2024, primarily based on a median cost of a lifetime insurance coverage coverage per 12 months. It’s value noting that each one breeds listed below are pedigree.
- Dogue de Bordeaux (pictured above) – £973
- Cane corso – £943
- Newfoundland – £898
- Chow chow – £840
- Shar Pei – £834
- Bernese mountain canine – £831
- Rottweiler – £819
- French bulldog – £812
- St Bernard – £804
- Great Dane – £797
Why do bigger breeds cost extra?
Ceri McMillan, pet insurance coverage spokesperson at GoCompare, says: ‘Our knowledge reveals that pedigree breeds dominate for each dogs and cats in relation to pet insurance coverage.
‘For dogs, bigger breeds are inclined to cost extra to insure for a number of causes. Veterinary prices will probably be extra ought to your pet want remedy as they may want bigger doses of treatment.
‘Other massive dogs, like Great Danes, also can inherit genetic circumstances with their hips and backs resulting from their weight and dimension which ends up in greater insurance coverage prices.’
The cost of your coverage may even be influenced by your pet’s age, well being, gender, remedy historical past, place of residence and chosen coverage kind.
It’s greatest to take a look at completely different insurance coverage choices to seek out the one that matches your pet’s wants greatest. Make positive to test what your pet is roofed for, and never simply how a lot it prices.
Use paperwork just like the Insurance Product Information Document to assist make the phrases simpler to know.
- Find out extra: Best canine insurance coverage 2024
What can I do to decrease my pet insurance coverage premiums?
Here are some methods you may decrease pet insurance coverage prices and hold premiums low whereas guaranteeing your pets are nicely coated:
- Comparison websites and make contact with straight: use trusted worth comparability web sites like Confused.com and Compare the Market, and in addition contact insurers straight for correct quotes.
- Time it proper: get pet insurance coverage when pets are wholesome to maximise protection and forestall pre-existing circumstances from being excluded.
- Pay yearly: pay yearly as an alternative of month-to-month to avoid wasting on additional charges, and think about using interest-free bank cards for spreading out funds if wanted.
- Jabs: keep up-to-date with vaccinations and preventive care to keep away from costly diseases or accidents.
- Negotiate for higher offers: evaluate quotes and use higher provides to cut price with insurers, and be open to switching suppliers for higher charges.
- Change protection as wanted: alter extra ranges to match what you may afford, and think about bundling protection for a number of pets for potential reductions.
- Look for additional financial savings: use cashback web sites like Quidco and TopCashback to earn rewards, and ensure the cashback provides actual financial savings by evaluating total prices and protection.
Find out extra: learn how to get low cost pet insurance coverage
