A person has warned canine house owners to test their pet insurance coverage insurance policies after he was shocked when his declare for his XL Bully-Dogue de Bordeaux cross was rejected.
Nicholas Doherty, 41, from Southport, took out pet insurance coverage with Asda final yr for his three yr old canine, Pharaoh, registering him as a ‘giant cross-breed’ and making it clear that the canine was half XL Bully, experiences Liverpool Echo.
When new guidelines on XL Bully possession got here into impact on December 31, Nicholas requested Asda if Pharaoh’s insurance coverage coverage was nonetheless legitimate, as it’s a authorized requirement for XL Bully house owners to have public legal responsibility insurance coverage for his or her dogs.
He stated: “We thought we had been doing the whole lot proper as accountable canine house owners.”
An Asda consultant instructed him they might contact the underwriters and get again to him. However, when Pharaoh fell in poor health with an ear an infection, Nicholas was shocked to seek out out that the coverage he’d paid for wasn’t legitimate. Asda would not cowl Pharaoh’s £471 vet invoice.
Mr Doherty stated: “I used to be instructed they’d cancelled the coverage due to his breed. There was no warning, no correspondence. They’d simply cancelled it with out telling me. And they’d taken my money. “
“It’s pure negligence. There’s us pondering he is coated. As far as they knew, we might been walking the streets with out correct public legal responsibility insurance coverage.”
Mr Doherty, who had taken further warning by paying a further £25 a yr for public legal responsibility insurance coverage from Dogs’ Trust, now has to search for new insurance coverage cowl for Pharaoh his lovable canine whom he calls “daft as a brush and really pleasant”, adopted from Birkenhead Kennels a yr again.
With confusion over whether or not Dogs’ Trust insurance coverage covers vets payments, he stated: “I’ve been put in an actual predicament. I’m going to have to start out trying round to see if anybody can take him on.”
An Asda spokesperson remarked: “Any change to our clients’ insurance policies must be communicated to them instantly and we apologise that this hasn’t occurred.
“We are trying into Mr Doherty’s case to grasp why this was the case and we are going to course of a full refund for any funds taken in error.”
