Mrs Lawson explained that her husband was generally healthy, didn’t smoke and kept active by coaching football regularly.
Retirement was no longer on the cards and losing Mr Lawson’s full-time wage meant Mrs Lawson had to swap her part-time job for 10-hour work days.
When discussing the impact of the loss on her finances, Mrs Lawson said: “We really struggled to get by and I still do. I had no money for the funeral so my mum had to help and I did get a small grant from the Government. But losing a wage like that was really tough.
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When asked how she felt it had impacted her children, Mrs Lawson said: “The guilt is unreal. We were able to help out my eldest daughter when Bob was alive with her wedding.
“But when he passed, we couldn’t help our other children with their wedding costs, or when they moved out.”
Over the years, Mrs Lawson has been asked why she didn’t sell the house to release some money, but she explained that it is her home that they worked hard to build over the years and wouldn’t want to give it up. She said she had also sought financial advice which indicated she would not have saved herself that much by doing so.
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Philip Stubbins, managing director at Money Expert commented: “Stories like Gill’s highlight just how tough it can be when there is a death in the family and there isn’t anything in place to help financially. Gill is a huge inspiration with her unmatched strength and resilience over the years.”
However, Mr Stubbins continued: “Situations like this are too common and can be avoided by ensuring you plan for your future early on. By Gill sharing her story, we hope it will help others avoid being hit so sorely when it comes to their finances following a loss.
“When planning for the future and considering your ongoing health, taking out a life insurance policy is very important, in fact, the earlier the better.”
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