We on the MarketWatch Guides Team gathered renters insurance coverage quotes for the suppliers on this article utilizing information from Quadrant Information Services. Quadrant is a number one supply of property and casualty insurance coverage options and information.
The pattern renter our quotes are primarily based on is a 30-year-old single male with good credit score and no prior claims historical past. Our pattern insurance policies featured a $1,000 deductible and the next protection and limits:
- Personal property: $30,000
- Loss of use: $9,000
- Liability: $100,000
- Medical funds: $1,000
For every supplier, we gathered a quote for 50% of the ZIP codes in each state the supplier is licensed in. We used essentially the most populous ZIP codes for our examine. We took the common of those particular person quotes to calculate a nationwide common premium per supplier.
In some circumstances, cost information for a high renters insurance coverage firm isn’t supplied in Quadrant’s database. To collect worth data for these suppliers, we manually pulled quotes instantly from insurers’ web sites or representatives. We used the identical pattern home-owner demographics and comparable coverage particulars for greater than 20 ZIP codes throughout the U.S.
Our pattern charges are for informational functions solely. Actual premiums will differ.
