Pros
Extends a one-day ready interval for accidents, which is shorter than most suppliers.
Provides a 100% reimbursement choice.
Coverage consists of holistic therapies.
Cons
Bases deductible quantities in your pet’s age, which might result in increased prices for older pets.
Does not cowl experimental procedures.
Figo has three plans with distinctive annual protection limits — Essential ($5,000), Preferred ($10,000) and Ultimate (limitless). These plans cowl emergency companies, surgical procedures, hospitalization, laboratory and diagnostic testing, prescription drugs, most cancers therapies, different therapies, mobility units and rehabilitation. Chronic, congenital, hereditary and orthopedic circumstances are additionally coated. Pet homeowners can select a reimbursement fee of 70%, 80%, 90% or 100% and a deductible of $100, $250, $500 or $750. However, when you select a 100% reimbursement fee, it may solely be paired with a $500 or $750 deductible.
Add-ons: Figo has three totally different “power-ups” or add-ons you should purchase to complement your base coverage. There is a wellness bundle available at both the Basic degree or Plus degree for preventive care or routine companies, resembling bloodwork, vaccinations, flea and heartworm prevention and spay/neuter surgical procedure. Both cowl the identical companies, however the annual protection restrict varies.
Another power-up choice covers the cost of your pet’s vet go to referring to an accident or sickness, however not routine care visits.
The Extra Care pack covers conditions exterior of a vet go to, together with boarding charges for pets once you’re within the hospital, cremation and burial prices, pet theft, promoting and reward money for a misplaced pet and trip cancellation charges ought to your pet fall ailing and you need to cancel your journey.
Using Figo’s on-line quote instrument, we obtained the common premium costs beneath primarily based on 4-year-old, mixed-breed dogs and cats in Honolulu, altering up deductibles, reimbursement ranges and annual protection restrict choices:
- Dogs: $15–$54 monthly
- Cats: $14–$28 monthly
Get a quote: Fill out Figo’s on-line type to get a free pet insurance coverage quote.
