To add meals supply insurance coverage to your current private auto insurance coverage coverage, contact your insurer and focus on your choices. You could have to request a business-use endorsement in your coverage. Your supplier may provide a less expensive meals supply add-on. Remember, rideshare insurance coverage isn’t the identical as a full industrial auto insurance coverage coverage.
Progressive and State Farm provide meals supply add-ons. This endorsement is prone to enhance your insurance coverage prices by $20 to $40 a month, and price hikes will rely in your automotive insurance coverage supplier and state. These corporations every additionally provide legal responsibility insurance coverage and complete protection choices, so in case you’re contemplating switching suppliers, think about getting quotes from Progressive and State Farm.
Food Delivery Insurance: Our Take
If you could buy meals supply insurance coverage, the simplest factor to do is contact your present private automotive insurance coverage supplier and converse with an insurance coverage agent. If including this endorsement is simply too costly or in case your insurer doesn’t provide meals supply insurance coverage, it might be time to modify suppliers.
We suggest contemplating two of our top-rated auto insurance coverage corporations, State Farm and Progressive, each of which supply meals supply insurance coverage. After reviewing every supplier, attain out totally free insurance coverage quotes to check earlier than committing to a contract.
State Farm: Best Overall Provider
We rated State Farm the Best For Basic Coverage supplier due to its nationwide availability and extensive choice of protection and low cost choices. The firm additionally has excessive buyer satisfaction scores for its insurance coverage claims from J.D. Power and a very good business popularity. State Farm is rated A++ in monetary power by AM Best. Through our analysis, we scored the insurer 4.7 out of 5.0 stars.
State Farm provides a few of the lowest charges within the business and is an efficient alternative for drivers in search of meals supply insurance coverage protection. It provides what it calls rideshare protection for these driving for corporations like Uber, Lyft, Grubhub, or Postmates. This protection is bought as an add-on to your private coverage, and whereas it is going to enhance your charges, it’s unlikely to trigger the identical form of will increase different suppliers could cost for a business-use endorsement.
Read extra concerning the firm in our State Farm insurance coverage assessment.
Progressive: Best For Usage-Based Insurance
Progressive is likely one of the prime insurers within the United States and an excellent alternative for usage-based automotive insurance coverage. It provides a number of money-saving options and has an A+ monetary power score from AM Best. We gave Progressive 4.5 out of 5.0 stars throughout our analysis and scores course of.
Those with Progressive insurance policies can decide so as to add “pizza delivery insurance” to its private auto insurance coverage insurance policies. Despite its title, this add-on covers drivers utilizing their autos to ship any sort of meals.
Read extra concerning the firm in our Progressive insurance coverage assessment.
