Learn extra: Prudent Pet Insurance Reviews
One of our favourite features of Prudent Pet’s protection is that it affords an ultimate plan, which options limitless annual protection. If its ultimate plan is greater than you’re on the lookout for, Prudent Pet additionally affords an accident-only insurance coverage plan and a much less in depth accident and sickness pet insurance coverage plan, that are extra inexpensive choices. In addition to its nice customization, Prudent Pet additionally has a excessive buyer satisfaction score and an A+ score from the Better Business Bureau. Trustpilot has even ranked it because the primary pet insurance coverage supplier.
Like Lemonade, Prudent Pet processes its pet insurance coverage claims with synthetic intelligence, so its declare processing is quicker than common. You may select to be reimbursed via a verify or direct deposit.
Overall, Prudent Pet is one in every of our favourite pet insurance coverage corporations in relation to thorough protection, a vast annual protection cap, and distinctive protection. It additionally covers issues that almost all pet insurance coverage suppliers don’t, equivalent to promoting and reward money for a misplaced pet or money for trip cancellation charges, equivalent to boarding charges, in case your cat is injured or turns into in poor health.
Pros
No most age cap
All on-line brokers and customer support representatives are licensed former vet techs
Reimbursement for posted rewards and promoting efforts for stolen or misplaced pets
Unlimited annual payout choice available
Policyholders are entitled to a 30-day money-back guarantee
Cons
Pricier month-to-month premiums
No available cell app
Prudent Pet affords three major accident and accident and sickness cat insurance policy.
Accident-Only Plan: Prudent’s accident-only cat insurance coverage plan will cowl your cat for as much as $10,000 yearly. Accident-only plans will give you protection for accidents equivalent to damaged bones, poisoning, swallowed objects, chunk wounds, tooth accidents, and extra.
Essential Plan: Prudent’s Essential Plan is an accident and sickness plan that gives your cat with protection for the whole lot within the accident-only cat insurance coverage plan and developed diseases. This may embody diseases equivalent to diabetes, hip dysplasia, digestive illnesses, most cancers, stomachaches, infections, and extra. Please needless to say this is not going to cowl your cat for any pre-existing well being situations that it had earlier than the ready interval was over and your insurance coverage coverage grew to become lively.
Ultimate Plan: Prudent Pet’s ultimate plan has limitless annual protection and even affords reimbursement for promoting and reward money for those who lose your cat. Other extras embody boarding kennel charges, trip cancellation charges, and mortality prices. Everything within the Essential plan can be coated inside this plan.
In addition to those plans, Prudent Pet additionally affords a complete wellness plan which helps with routine care prices for cats. Its wellness plan choices are available low, medium, and excessive tiers relying on the quantity of protection you need, which is able to cost anyplace from $7.95, $13.95, or $19.95, respectively.
The following are included in Prudent’s wellness plans (relying on the tier you select):
- Wellness checkups (as much as two per coverage)
- Rabies vaccine
- DHLPP vaccine
- Bordetella or Lyme Disease vaccine
- Heartworm take a look at or FELV display screen
- Fecal examination
- Wellness blood display screen
- Health certificates
- Microchip
- Deworming
- Dental cleansing or spay/neuter
Overall, we like that Prudent Pet affords so many kinds of plans at a variety of costs, making its plans extra attainable for extra pet dad and mom. We don’t like that its plans all have set protection limits. However, Prudent’s limitless protection plan is a big profit for pet homeowners seeking to cowl their pets completely.
