Who’re Excellent Pet?
Excellent Pet is a pet insurer which gives pet insurance coverage for canine and cats from simply four-weeks-old, with no higher age restrict for older pets.
The supplier has been in enterprise for greater than 20 years and pays 97% of claims inside 5 working days. It gives a ten% multi-pet low cost for insurance policies bought on-line, direct and on the identical time.
Primarily based in Salisbury, Excellent Pet is a buying and selling identify of Tedaisy Insurance coverage Brokers Ltd.
Tedaisy Insurance coverage Brokers Ltd is an appointed consultant of Tedaisy Underwriting Ltd which is authorised and controlled by the Monetary Conduct Authority.
Ought to I contemplate Excellent Pet?
Excellent Pet gives pet insurance coverage for canine and cats, with cowl accessible from four-weeks-old and no higher age restrict.
For canine, it gives third celebration legal responsibility solely, accident solely, time restricted, most profit, and lifelong cowl insurance policies.
For cats, it gives accident solely, time restricted, most profit, and lifelong cowl insurance policies.
Excellent Pet’s lifetime insurance policies don’t have a set annual restrict. As a substitute, it applies a restrict on the quantity you possibly can declare for vets’ charges on a ‘per situation’ foundation. For instance, the Elite Additional coverage covers as much as £4,000 per situation.
Different advantages embrace emergency boarding, theft or straying and vacation cancellation.
Tips on how to contact Excellent Pet
You’ll be able to contact Excellent Pet by telephone from 9am to 5pm Monday to Friday, however it’s closed on weekends and Financial institution Holidays.
Alternatively, Excellent Pet may be contacted by e mail with a response inside 48 hours. Full contact particulars may be discovered on the Excellent Pet web site.
Excellent Pet will also be discovered on Fb, Instagram and Twitter.
Discover the very best pet cowl for you
Getting reasonably priced pet insurance coverage is essential, however there are additionally quite a few different elements you will want to think about. Selecting the most affordable coverage you discover gained’t essentially imply it gives the very best safety and will put your pet prone to being underinsured.
In the case of pet insurance coverage, ‘lifetime’ pet insurance coverage is essentially the most complete cowl choice, and due to this fact the most costly. It provides you a most declare restrict, per situation, per 12 months, per pet. For those who renew the coverage each 12 months, the quilt resets.
Each pet insurance coverage coverage gives totally different ranges of canopy for the commonest kinds of declare, so it’s essential to make this a part of your comparability.
An important a part of a pet insurance coverage coverage is canopy for vets’ charges. Excellent Pet covers as much as £4,000 a 12 months per situation for each canine and cats, relying on the coverage bought. There’s no restrict on the variety of situations that may be claimed for.
Pre-existing situations will not be coated on pet insurance coverage insurance policies. However in the event you take a lifetime coverage out when your pets are younger, earlier than they’ve been identified with any medical situations, you’ll be coated for any ongoing situations in the event you maintain renewing the coverage annually. Nevertheless, these situations gained’t be coated in the event you change supplier.
Evaluate pet insurers and suppliers
Pet insurance coverage isn’t obligatory, however it may well prevent cash in the long term in the event you personal a canine or cat. With out cowl, vets’ charges may be costly for each routine and emergency remedy. For those who personal a canine, public legal responsibility cowl is significant in case your canine injures somebody or causes an accident.
Pet insurance coverage is a aggressive market, with insurers making an attempt to outbid one another on value and canopy in a bid to win what you are promoting. You need to use this to your benefit by procuring round for the very best deal.
If in case you have a couple of pet, you might be able to get monetary savings by choosing a multi pet insurance coverage coverage.
As a part of your comparability, it is usually a good suggestion to search for buyer evaluations on websites equivalent to TrustPilot to see how present policyholders charge their cowl and customer support. Defaqto additionally provides star scores to pet insurance coverage suppliers which generally is a good indication of the service they provide.
