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Do you have a dog at home? From September you will need to get mandatory liability insurance coverage

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Monday, 14 August 2023, 13:01

A brand-new animal well-being law set to enter into force next month will imply that anybody who owns a dog at home will require to get liability insurance coverage.

In Spain, that’s a great deal of individuals. There are more than 9 million dogs in Spain, suggesting that there are two times as numerous family pets in Spanish homes as there are kids. From 29 September the brand-new animal well-being law, which intends to promote defense and avoid animal desertion, enters into force. The law consists of an essential condition relating to civil liability insurance coverage for dogs, which previously was just mandatory for types thought about possibly unsafe. In some areas this insurance coverage was needed, however according to the brand-new law it will be mandatory throughout the entire nation, and for all types of dogs.

The law, released in the authorities State Gazette (BOE) on 28 March, states: “In the case of dog ownership and throughout the life of the animal, the owner needs to get and preserve civil liability insurance coverage for damage to 3rd parties, that includes in its protection the individuals accountable for the animal, for a quantity enough to cover any costs occurring, to be developed by policy”.

The law likewise mentions that those who choose to be dog owners “should certify the conclusion of a training course for dog ownership, which will stand forever. This training course will be totally free of charge and its material will be figured out by policy”.

Most of the business in the sector already have animal insurance coverage, a few of them just with civil liability and others with more protection that can be included, such as veterinary protection or telephone help services. In some cases, business restrict the age of family pets which can be covered – for instance, from 3 months to 9 years – and offer insurance coverage choices for other kinds of unique animals, such as birds or reptiles. The rate variety is differed, from 50 to more than 100 euros annually.

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