After all, densely populated areas with higher crime rates typically have more expensive premiums. However, it is not a foregone conclusion that living in a more remote location automatically results in cheaper car insurance.
There is still a chance that living in a rural area could result in a higher premium, particularly if there is a high volume of accidents in that location. There may be other risks, such as wild animals on the road, or if the road is prone to treacherous conditions, that impact the price.
It is best for the policy to be accurate, so drivers should opt for the address where they and their car will spend the most time at. This should also be aligned with where they are registered to vote, as many insurers use the electoral role for ID-checking.
It is cheaper to find a good deal and stick with that provider
For the best possible deal, drivers should always shop around and compare car insurance policies. About a month before the policy is up for renewal, drivers should take their time reviewing different insurers and policies to see where they can save the most money.
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