The Co-operative Insurance Company Limited was formed in 1867 to provide fire insurance for co-operative societies. Co-op Insurance’s policy is underwritten by Zenith Insurance PLC, Ageas Insurance Limited and AXA Insurance PLC.
What does Co-op Insurance car insurance cover?
Elements marked with a are covered as standard, those marked with a are not covered as standard. Elements marked with a £ can be added to a policy as optional extras for an additional cost.
Does Co-op Insurance offer the best car insurance?
Here’s how Co-op Insurance scored in our latest car insurance survey:
Co-op Insurance Car Insurance review
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To help you find the best car insurance policy, Which? goes the extra mile to sort the best from the worst.
Co-op Insurance’s car insurance policy: is it good or bad?
With a score of 68%, Co-op Insurance’s policy achieved a mid-table ranking of 20th out of the 49 policies we analysed.
Among the policy’s better features are the four claims over three years covered by its No-claims discount protection, unlimited cover for child car seats and repairs guaranteed for as long as you own the car.
Unfortunately, only 30 days are covered per year when driving abroad and a courtesy car is not guaranteed while your car is being repaired as part of a claim.
We’ve rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you’re not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Co-op Insurance’s car insurance rated
Table last updated in February 2022. Next update in February 2023.
To see how Co-op Insurance’s car insurance compares to other policies check out our guide on the best and worst car insurance.
How can you save money on Co-op Insurance car insurance?
The first offer an insurer makes isn’t necessarily the best they’re able to provide – especially if you’re renewing. So, before coughing up your cash, check what other insurers are offering for comparable cover and ask if your current insurer can better it.
Carefully consider what’s optionally included in the quote. You may want the confidence of an all-singing, all-dancing policy – but certain add-ons might not be for you, or could duplicate cover you already have separately.
Where you buy your cover can sometimes make a difference to what you’ll end up paying, which is why we recommend checking prices through multiple comparison sites (where available) as well as trying them direct.
Co-op Insurance’s standard car insurance policy is not available on price comparison websites.
Above information correct as of December 2021
- Find out more: get a cheap car insurance quote
What is the Co-op’s car insurance claims number?
If you need to make a claim with Co-op Insurance car insurance call 0345 999 8888.
- Find out more: is it worth claiming on your car insurance?
