Coverage: Figo has 3 strategies covering mishaps and diseases, each with a various protection limitation. The Essential strategy has a $5,000 yearly cap, the Preferred strategy has a $10,000 yearly cap, and the Ultimate strategy supplies limitless protection. All 3 strategies cover surgical treatment, hospitalization, diagnostics, medications, emergency situation care, rehab and more. Chronic, hereditary, genetic and orthopedic conditions are likewise covered.
Pet moms and dads can choose their compensation rate from alternatives of 70%, 80%, 90% or 100% and their deductible from options of $100, $250, $500 or $750. Note that deductible options depend on your family pet’s age, with lower deductibles not available for older family pets.
Add-ons: Figo has 4 add-on alternatives to supplement your basic policy, consisting of basic and premium health plans. Both use the exact same security however have various protection limitations: $135 for the Basic strategy and $250 for the Plus strategy. Covered services consist of blood work, microchipping, vaccinations, flea/heartworm avoidance, spay/neuter surgical treatment and more.
The Extra Care pack provides assistance outside the veterinarian’s workplace. Coverage consists of marketing and benefit expenses for a lost family pet, getaway cancellation costs if there is an animal emergency situation and cremation and burial expenses. Finally, there is a veterinary examination cost advantage that covers costs connected to identifying or treating your family pet for a covered mishap or disease. Note that this advantage does not cover preventive or regular care sees.
Cost: Using Figo’s online quote tool, we collected typical family pet insurance coverage premiums based upon 4-year-old, mixed-breed dogs and cats in Concord, N.H., with differing deductibles, compensation levels and yearly protection limitation alternatives:
- Dogs: $13–$62
- Cats: $7–$27
Get a quote: Fill out Figo’s online form to get an animal insurance coverage quote today.