We on the Marketwatch Guides Team gathered home insurance coverage quotes for the suppliers on this article utilizing knowledge from Quadrant Information Services. Quadrant is a number one supply of property and casualty insurance coverage options and knowledge.
Our pattern home-owner is a 40-year-old single male with good credit score and no prior claims historical past. Our pattern insurance policies featured a $1,000 deductible and the next protection and limits:
- Dwelling: $350,000
- Other Structures: $25,000
- Personal Property: $150,000
- Loss of Use: $50,000
- Liability: $300,000
- Medical Payments: $1,000
For every supplier, we gathered a quote for 50% of the ZIP codes in each state it’s licensed in. We used essentially the most populous ZIP codes for our research. We took the common of those particular person quotes to calculate a nationwide common premium per supplier. Our pattern charges are for informational functions solely. Actual premiums will range.