Zephyr Homeloans has launched a two-year fixed-rate landlord supply and lower charges by as much as 100 foundation factors throughout its vary.
The specialist buy-to-let lender presents a two-year fixed-rate landlord mortgage at 65% loan-to-value at 5.35% for traditional properties with an A to C vitality efficiency certificates score — and 5.45% for properties with a score of D or E.
It additionally presents a two-year fixed-rate mortgage for homes in a number of occupancy and multi-unit freehold blocks at 65% LTV at 5.55% for properties with an vitality efficiency certificates score of A to C — and 5.65% for properties with a score of D and E.
The lender sells a five-year, fixed-rate BTL mortgage at 65% LTV at 5.95% for traditional properties with an A to C vitality efficiency certificates score — and 6.05% on properties with a score of D or E.
And a lifetime tracker mortgage at 65% LTV at 6.94% for traditional properties with an A to C vitality efficiency certificates score — and seven.04% on properties with a score of D or E.
Zephyr Homeloans managing director Paul Fryers says: “Despite the latest pause in rate of interest rises, landlords are nonetheless experiencing common inflationary prices within the present financial local weather.
“By lowering our lending rates across the board, we’re continuing to enable brokers to support their landlord BTL customers’ needs.”