Friday, April 12, 2024
Friday, April 12, 2024
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The best times to get pet insurance for dogs


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One of the best times to get pet insurance for your dog is when they’re still a puppy.

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If you’re a pet owner then you already know how much thought goes into owning your cat or dog. You’re often thinking about what’s best for them; whether that be the type of food they eat, the veterinarian who takes care of them or the groomer who gives them their haircuts. This thought process also extends to the pet insurance world. While pet insurance can be a cost-effective and valuable protection to secure it pays to get the timing right. This is particularly true for dog owners, who can expect to pay for more care, more often than those who own cats.

As such, it helps to familiarize yourself with the best times to purchase pet insurance for your dog. While everyone’s pet and personal situation is different there are some reliable guidelines for securing pet insurance for your pup.

If you’re in the market for pet insurance then start by getting a free price quote to learn more.

The best times to get pet insurance for your dog

Here are four of the very best times to get pet insurance for your dog.

When they’re a puppy

Pet insurance is never cheaper than when your pet is young. Every birthday that passes will make a pet insurance premium a little more expensive and a little further out of reach. So don’t wait to apply later in your dog’s life. If you know you want and need pet insurance then get it while your dog is still a puppy, or as close to that time frame as you can.

“As pet owners get older, they end up needing more health care… and the same is true for their pets,” says pet insurer Lemonade. “When you purchase pet insurance your pet’s age will impact your monthly premium.”

Check pet insurance prices here to see how much you’d have to pay.

When they’re healthy

If you’ve missed the window to get pet insurance for your puppy don’t worry. If your dog is still young and healthy (emphasis on healthy) it can still be a great time to get them insured. As your pet ages, their health will inevitably worsen. This becomes problematic for securing pet insurance as most providers won’t cover pre-existing medical conditions. They may even reject your application in its entirety. But even if they don’t, they won’t protect against the existing health issues your dog has (until and unless they clear in full). This is why one of the best times to get pet insurance for your dog is when they’re still healthy. You’ll be able to secure more comprehensive coverage, often at a lower price point, than you could have if you waited until they got sick.

In the spring

While there aren’t really any bad times to get pet insurance, there are some better times of the year to act than others. The spring is one of the best times to get pet insurance for your dog. As the weather warms up your furry friend will be spending significantly more time outdoors than they were in the colder months. And while it’s great to be able to spend more time in the sun with your dog, that experience will also be accompanied by new concerns and potential health issues to cope with. Everything from bug bites to sunburn and heat stroke could be on the table as your dog spends more time outside. For these conditions and more, it makes sense to get pet insurance as a backup protection. Just don’t wait until you actually need the coverage. Pet insurance providers will make applicants complete a mandatory waiting period before they can start submitting claims for reimbursement

When you’re on a budget

It may sound counterintuitive to add another bill when you’re already on a tight budget but pet insurance, long-term, is designed to help you save money. So, depending on your personal financial situation, one of the best times to get pet insurance is when your ability to pay for routine expenses is strained. Veterinary bills have only increased in recent months with the influence of inflation stretching to pet care. In this environment, pet insurance can help offset the costs you’d otherwise get stuck paying in full. There are also multiple types to choose from, which can help you better budget. An accident-only policy, for example, will be moderately priced but will still protect you from urgent issues like a broken bone or an item that was swallowed by accident.

Check policies and prices here now to learn more.

The bottom line

When it comes to financial products and services the timing is usually personal. But pet insurance operates a bit differently. There are, generally speaking, better times to secure a policy for your dog than others. This includes when they’re young and healthy but also during certain times of year (like spring and summer) and when your personal budget may not be able to withstand a hefty vet bill. In these instances, and more, pet insurance can be a smart and effective way to protect your pet and your wallet. 

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Pet News 2Day
Pet News 2Day
About the editor Hey there! I'm proud to be the editor of Pet News 2Day. With a lifetime of experience and a genuine love for animals, I bring a wealth of knowledge and passion to my role. Experience and Expertise Animals have always been a central part of my life. I'm not only the owner of a top-notch dog grooming business in, but I also have a diverse and happy family of my own. We have five adorable dogs, six charming cats, a wise old tortoise, four adorable guinea pigs, two bouncy rabbits, and even a lively flock of chickens. Needless to say, my home is a haven for animal love! Credibility What sets me apart as a credible editor is my hands-on experience and dedication. Through running my grooming business, I've developed a deep understanding of various dog breeds and their needs. I take pride in delivering exceptional grooming services and ensuring each furry client feels comfortable and cared for. Commitment to Animal Welfare But my passion extends beyond my business. Fostering dogs until they find their forever homes is something I'm truly committed to. It's an incredibly rewarding experience, knowing that I'm making a difference in their lives. Additionally, I've volunteered at animal rescue centers across the globe, helping animals in need and gaining a global perspective on animal welfare. Trusted Source I believe that my diverse experiences, from running a successful grooming business to fostering and volunteering, make me a credible editor in the field of pet journalism. I strive to provide accurate and informative content, sharing insights into pet ownership, behavior, and care. My genuine love for animals drives me to be a trusted source for pet-related information, and I'm honored to share my knowledge and passion with readers like you.

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